全球財富流動加速，高資產族群移居趨勢重塑豪宅市場 高資產族群正加速全球移動。根據《 2024 年亨利私人財富遷移報告 》（ The Henley Private Wealth Migration Report 2024 ），今年約有 12.8 萬名高資產人士移居海外，創下歷史新高。瑞銀集團 （ UBS ） 於 2024 年 12 月發布的《 億萬富翁雄心報告 》亦指出，自 2020 年以來，全球超高資產族群的遷移頻率大幅上升。 在蘇富比國際房地產 2025 年的調查顯示，政治環境已成為房產交易的首要考量，其次為利率、通膨與稅制改革。 澳洲 西太平洋銀行私人銀行 （ Westpac Private Bank ）首份《 奢華房產報告 》指出，過去五年，澳洲豪宅市場大幅成長，雪梨占近三分之二交易量，其次為墨爾本、布里斯本、伯斯與阿德雷德。 「高資產族群越來越青睞這些地區。」昆士蘭蘇富比國際房地產成長與績效主管拉娜・福克納 （ Lana Faulkner ） 表示：「過去一年，大量買家湧入，特別是尋找濱海住宅、鄉村莊園及鄰近熱帶觀光勝地的高端房產。」 阿聯酋 杜拜的奢華房產市場持續高速增長，高資產人士的湧入推動投資額達 44 億美元，超高端房產交易量顯著上升。根據《 阿拉伯商業 》2024 年 7 月報導，2024 年第一季，售價超過 1,000 萬美元的房產成交量超過 100 套，年增長 19%。 阿聯酋吸引高資產人士的優勢包括黃金簽證（投資即可獲得居留權或國籍）、零所得稅以及奢華的生活方式。根據《 2024 年亨利私人財富遷移報告 》，阿聯酋已成為印度、中東其他地區、俄羅斯及非洲富豪的理想移居地。 英國 儘管 2024 年英國淨流出 9,500 名高資產人士，但依然是來自美國、中國、印度和中東富豪的重要移民目的地。然而，恆理環球顧問事務所有限公司 （ Henley & Partners ）指出，新政府的稅收政策和財政預算調整可能影響這一趨勢。 值得注意的是，美國買家正在填補這一空缺。根據《 彭博社 》2024 年 8 月報導，由於美國國內政治和社會環境的影響，再加上美元走強，越來越多的美國高資產人士選擇在英國投資房產。 「美國人士對倫敦的熱愛已達到了前所未有的程度，我從未見過這麼多美國買家進入倫敦市場。」英國蘇富比國際房地產合夥人克萊爾·雷諾茲 （ Claire Reynolds ） 表示，「倫敦市場韌性極強，這得益於其生活方式、穩定性、教育體系及語言優勢。」 美國 美國的外國買家購房比例已降至 2009 年以來的最低水平，部分原因是高利率和強勢美元。然而，加州矽谷仍然吸引高資產人士。 「我們觀察到，尋求 200 萬至 500 萬美元房產的中國買家數量減少，因為他們更難將資金轉移到美國。」加州金門蘇富比國際房地產全球房地產顧問約翰．楊 （ John Young ） 表示，「但是在 1,000 萬美元以上的房產市場，許多超高資產買家早已將資金轉移到境外，因此不受太大影響。」 《 2024 年美國財富報告 》指出，佛羅里達州和德克薩斯州是例外，這兩個州仍持續吸引高資產人士，並推動其奢華房地產市場穩步增長。 新加坡 根據亨利合夥人報告，新加坡再次成為財富聚集地，因其被譽為「全球最具商業友好性的城市」。 「新加坡吸引富裕外籍人士的關鍵因素包括健全的法治、穩定的監管體系、安全的居住環境，以及世界級的教育和醫療體系。」新加坡蘇富比國際房地產銷售主管 Veniz Kwong 表示。 「雖然過去一年奢華房產市場有所放緩，但價格仍保持穩定。這主要歸因於奢華房源的稀缺，以及賣家願意等待合適的報價。」 文章節錄自 蘇富比國際房地產 Luxury Outlook           WHERE THE WORLD’S WEALTHIEST WANT TO LIVE IN 2025 These countries are seeing major shifts in luxury property as millionaires and billionaires choose to relocate Millionaires are on the move. The great wealth migration, which paused briefly during the pandemic, hit record levels in 2024 as an estimated 128,000 high-net-worth individuals (HNWIs) migrated to new countries, according to the 2024 Henley Private Wealth Migration Report. This trend was further backed up by banking giant UBS, which found in its December 2024 Billionaire Ambitions Report that the world’s ultra-wealthy have relocated more frequently since 2020. Political climate was found to be the primary concern of buyers and sellers when choosing housing, a 2025 survey of Sotheby’s International Realty agents revealed, followed by interest rates, inflation and tax reform. The following countries are experiencing major shifts due to HNWI migration: Australia The luxury property market in Australia has “skyrocketed” over the past five years, according to Westpac Private Bank’s inaugural Prestige Property Report. This growth has largely been seen in Sydney, which accounted for nearly two-thirds of luxury sales according to Westpac, followed by Melbourne, Brisbane, Perth and Adelaide. “HNWIs are increasingly drawn to these areas,” says Lana Faulkner, head of growth and performance, Queensland Sotheby’s International Realty. “Over the past year, we’ve seen a significant influx of buyers seeking beachfront homes, rural estates and properties that offer proximity to these tropical destinations.” United Arab Emirates Dubai’s luxury real estate market continues to experience an unprecedented surge, with a record-setting influx of HNWIs driving US$4.4 billion in investments and a notable rise in the sale of ultra-high-end properties. Arabian Business reported in July 2024 that more than 100 homes priced at US$10 million and up sold during the first quarter of 2024, marking a 19% increase on the same period the previous year. United Kingdom Despite a net outflow of 9,500 HNWIs, the U.K. remains a magnet for wealthy individuals immigrating from the U.S., China, India and the Middle East, according to Henley & Partners, though recent political and fiscal changes—including a new government, strict tax rulings and budget decisions—could impact this trend. Luckily, American buyers are stepping in. As Bloomberg reported in August 2024, in response to U.S. domestic politics and social challenges and encouraged by a strong dollar, a growing number of HNWIs are investing in British properties. “Americans’ love of London has never been stronger and I’ve never seen so many buying in London as there are now,” says Claire Reynolds, managing partner, United Kingdom Sotheby’s International Realty. “It’s a very resilient market because of the London lifestyle, the stability, education system and language.” United States The U.S. is experiencing the lowest level of foreign-buyer purchases since 2009, driven partly by higher interest rates and a strong dollar. But according to John Young, global real estate advisor, Golden Gate Sotheby’s International Realty, Silicon Valley in California continues to draw in HNWIs. “We have seen a decrease in Chinese buyers looking for properties in the US$2 million to US$5 million range, as it’s become harder for them to move money to the U.S.,” says Young. “But in the US$10 million-plus range, many ultra-high-net-worth buyers have money outside China already, so are not as impacted.” According to Henley & Partners 2024 USA Wealth Report, Florida and Texas are also exceptions, steadily accumulating more HNWIs while strengthening their luxury property markets along the way. Singapore Singapore is a renewed hotspot for inbound wealth, according to Henley & Partners, based on its reputation as the most business-friendly city on Earth. “Singapore is able to attract wealthy foreigners due to its strong rule of law, robust and predictable regulatory regime, safe and family-friendly environment, as well as its world-class education and healthcare systems,” says Veniz Kwong, head of sales, List Sotheby’s International Realty, Singapore. “The luxury market has slowed down in the past year, in line with the wider market. Yet, prices have been holding up, mainly due to a scarcity of luxury property for sale, as well as the ability of sellers to stay put if offers do not meet their expectations.” Source: Sotheby's International Realty.